This Anti-Money Laundering (AML) and Know Your Customer (KYC) Policy ("Policy") sets out the obligations of Winbeast Casino, operated at winsbeast.co ("Winbeast", "we", "us", "our"), and the requirements placed upon all registered players ("you", "your") with respect to identity verification, the prevention of money laundering, the financing of terrorism, and related financial crime. By registering an account and transacting on winsbeast.co, you agree to comply fully with this Policy.

1. Introduction and Purpose

Winbeast is committed to operating in a manner that is transparent, responsible, and compliant with internationally recognised anti-money laundering and counter-terrorist financing (AML/CTF) standards. Our compliance programme is designed to prevent winsbeast.co from being used as a vehicle for illegal financial activity, to protect our players, and to uphold the integrity of the services we provide.

This Policy applies to all players, regardless of their chosen payment method — including fiat currencies processed via Visa, Mastercard, iDEAL, Apple Pay, Revolut, Paysafecard, and bank transfer, as well as cryptocurrency transactions conducted in Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and USDT. Because Winbeast accepts both fiat and crypto deposits, we apply a consistent and thorough verification standard across all payment channels.

2. Legal and Regulatory Framework

Winbeast operates under International iGaming Standards as stated in its licence. This Policy is designed to align with the following widely adopted frameworks and guidelines:

• The Financial Action Task Force (FATF) Recommendations on combating money laundering and terrorist financing;
• Internationally recognised KYC and customer due diligence (CDD) standards applicable to online gambling operators;
• Best-practice guidance issued by iGaming licensing and compliance bodies;
• Data protection principles governing the collection, storage, and processing of personal information.

Where any provision of this Policy conflicts with applicable law or regulatory guidance, the more stringent requirement shall prevail. We reserve the right to update this Policy at any time in response to changes in legislation, regulatory guidance, or internal risk assessments. The current version is always available on winsbeast.co.

3. What Is Money Laundering?

Money laundering is the process by which individuals or organisations attempt to conceal the origins of funds obtained through criminal activity, making those funds appear legitimate. In the context of online gambling, money laundering may involve:

• Depositing criminally derived funds into a casino account and withdrawing them as apparent "winnings";
• Using a gambling platform to layer transactions across multiple accounts or payment methods;
• Structuring deposits and withdrawals in a pattern designed to evade detection thresholds;
• Exploiting cryptocurrency transactions to obscure the source or destination of funds;
• Using third-party payment methods or accounts not registered in the player's own name.

Terrorist financing involves providing financial support — regardless of the source of those funds — for the purposes of terrorism or related activity. Both money laundering and terrorist financing are serious criminal offences, and Winbeast maintains a zero-tolerance approach to both.

4. Know Your Customer (KYC) — Overview

KYC is the process by which Winbeast verifies the identity of its players, assesses the legitimacy of their funds, and monitors their transactional behaviour on an ongoing basis. KYC is not a one-time exercise — it is a continuous programme that may be triggered at any point during a player's lifecycle with us.

Winbeast applies a risk-based approach to KYC. This means that the level of scrutiny applied to any given account is proportionate to the risk that account presents. Higher-risk indicators — such as large transaction volumes, inconsistent account activity, cryptocurrency usage, or requests for high-value withdrawals — will result in enhanced due diligence requirements.

5. Account Registration and Initial Verification

When you register an account on winsbeast.co, you are required to provide accurate, complete, and truthful personal information. This includes, at a minimum:

• Full legal name (as it appears on official identity documents);
• Date of birth — you must be at least 18 years of age to register and play;
• Residential address;
• Valid email address;
• Chosen payment method details.

By submitting your registration details, you confirm that all information provided is accurate and that you are the lawful beneficial owner of any payment method linked to your account. Providing false, misleading, or incomplete information is a serious breach of our Terms and Conditions and may result in immediate account suspension, forfeiture of balances, and referral to relevant authorities.

6. KYC Documentation Requirements

Winbeast reserves the right to request documentary evidence of identity and other verification materials at any time. Verification may be required before you make your first withdrawal, when you reach defined transaction thresholds, or where our risk monitoring systems flag activity for review. The standard documents we may request are set out below.

6.1 Proof of Identity (POI)

We require one of the following valid, government-issued documents showing your full name, date of birth, photograph, and signature (where applicable):

• Valid passport;
• National identity card;
• Government-issued driving licence.

Documents must be current (not expired), clearly legible, and supplied as a high-resolution scan or photograph. All four corners of the document must be visible. Partially obscured or edited images will not be accepted.

6.2 Proof of Address (POA)

We require one document confirming your current residential address, issued within the last three months. Acceptable documents include:

• Utility bill (gas, electricity, water);
• Bank or credit card statement;
• Official government correspondence;
• Council tax or equivalent official tax document.

P.O. Box addresses are not accepted as proof of residential address.

6.3 Proof of Payment Method (POP)

To confirm that you are the legitimate owner of any payment method used, we may request:

• A photograph of the front of a Visa or Mastercard (showing the first six and last four digits; the middle digits may be obscured for security purposes);
• A screenshot of a bank account summary confirming account holder name and IBAN, in connection with iDEAL, Rabobank, ING, ABN AMRO, or bank transfer;
• A screenshot of an Apple Pay, Revolut, or Paysafecard account confirming account ownership;
• For cryptocurrency wallets (BTC, ETH, LTC, USDT): confirmation that the wallet address used is registered to you, and where required, evidence of the source of the cryptocurrency funds.

6.4 Source of Funds (SOF) and Source of Wealth (SOW)

Where a player's deposit history, transaction pattern, or withdrawal request gives rise to enhanced due diligence requirements, Winbeast may request documentary evidence of the source of the funds deposited and/or the origin of the player's overall wealth. This is standard practice in licensed iGaming and does not imply any accusation of wrongdoing. Acceptable evidence may include:

• Recent payslips, employment contract, or letter from employer;
• Bank statements covering a relevant period;
• Evidence of business income (e.g. company accounts, invoices, shareholder documentation);
• Evidence of inheritance, settlement, or asset sale;
• Evidence of investment income or dividend payments.

We reserve the right to request additional or alternative documentation where the above does not provide sufficient clarity.

7. Cryptocurrency Transactions — Enhanced Requirements

Winbeast accepts deposits and processes withdrawals in Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and USDT. Whilst cryptocurrency transactions offer legitimate convenience to many players, they also carry a higher inherent risk with respect to anonymity and the potential for misuse. Accordingly, we apply the following enhanced standards to cryptocurrency accounts:

• KYC documentation (POI and POA as described above) will be requested before any cryptocurrency withdrawal is processed;
• Players may be asked to demonstrate ownership of the originating wallet address;
• We may use blockchain analytics tools and third-party transaction screening services to assess the risk profile of incoming cryptocurrency transactions;
• Funds originating from wallets associated with darknet markets, sanctions lists, mixing or tumbling services, or other high-risk sources will be declined, and the relevant account will be suspended pending investigation;
• Source of funds documentation may be required at a lower transaction threshold for cryptocurrency accounts than for fiat accounts.

All cryptocurrency deposits and withdrawals are subject to the same weekly and monthly limits as fiat transactions: a weekly withdrawal ceiling of €8,000 equivalent and a monthly ceiling of €30,000 equivalent (calculated at prevailing exchange rates at the time of the transaction).

8. Transaction Monitoring and Suspicious Activity

Winbeast operates continuous, automated transaction monitoring across all accounts. Our systems are calibrated to identify patterns and behaviours that may indicate money laundering, terrorist financing, fraud, or other financial crime. Indicators that may trigger a manual review or enhanced scrutiny include, but are not limited to:

• Rapid or repeated deposits followed by immediate withdrawal requests with minimal gambling activity;
• Deposits and withdrawals that consistently approach, but do not exceed, the stated minimum thresholds (structuring);
• Use of multiple payment methods in a pattern inconsistent with normal player behaviour;
• Withdrawal requests that significantly exceed the player's deposited funds without a credible gaming explanation;
• Account activity inconsistent with the player's stated profile, occupation, or location;
• Requests to withdraw via a payment method different from that used to deposit;
• Attempts to transfer funds between player accounts;
• Cryptocurrency deposits originating from high-risk wallet addresses as identified by our screening tools;
• Sudden, unexplained increases in deposit or wagering volumes.

Where suspicious activity is identified, Winbeast will take such steps as are appropriate, which may include requesting additional documentation, temporarily restricting account functionality, suspending the account, withholding pending withdrawals, and filing a report with the relevant authorities. We are under no obligation to notify a player that a report has been filed, and doing so may itself constitute a criminal offence under applicable "tipping off" provisions.

9. Withdrawal Processing and KYC Gates

Winsbeast.co processes withdrawal requests within 24 hours for card and cryptocurrency methods, and within 1–3 business days for bank transfers. However, withdrawal processing is contingent upon satisfactory completion of KYC verification. The following gates apply:

• First withdrawal: Standard KYC documentation (POI and POA) must be submitted and approved before any withdrawal is released, regardless of amount;
• Withdrawals approaching weekly or monthly limits: Enhanced due diligence, including source of funds documentation, may be requested before the withdrawal is processed;
• Weekly limit: €8,000 (standard accounts); higher limits may apply to VIP-level players subject to satisfactory enhanced due diligence;
• Monthly limit: €30,000 (standard accounts); VIP players may access elevated limits upon completion of enhanced verification;
• Cryptocurrency withdrawals: Minimum 0.0001 BTC / 0.01 ETH / 0.01 LTC / 20 USDT; wallet ownership verification applies.

Winbeast does not process withdrawals to third-party accounts. Funds must be returned to the same payment method used to make the deposit wherever technically possible. Where a deposit method does not support withdrawals (for example, Paysafecard or Apple Pay), withdrawal to an alternative verified payment method in the player's own name will be required, subject to satisfactory verification of ownership.

Players should note that bank transfers are subject to potential intermediate bank fees of up to €16, and USD bank transfer withdrawals are not available on winsbeast.co.

10. Politically Exposed Persons (PEPs), Sanctions, and High-Risk Individuals

Winbeast screens all players against internationally recognised sanctions lists and PEP databases as part of our onboarding process and on an ongoing basis. This includes, but is not limited to, lists maintained by:

• The United Nations Security Council;
• The Office of Foreign Assets Control (OFAC) of the United States Department of the Treasury;
• The European Union consolidated sanctions list;
• HM Treasury's Office of Financial Sanctions Implementation (OFSI);
• Other nationally and internationally recognised sanctions regimes.

A Politically Exposed Person is an individual who holds or has held a prominent public function — including heads of state, senior politicians, judicial officers, senior military officials, and executives of state-owned enterprises — as well as their immediate family members and known close associates. PEPs are not automatically excluded from playing on winsbeast.co; however, they are subject to mandatory enhanced due diligence, senior management approval, and ongoing enhanced monitoring.

Individuals who appear on applicable sanctions lists are prohibited from holding accounts on winsbeast.co. Any account identified as belonging to, or associated with, a sanctioned individual or entity will be immediately frozen, and all required reports will be filed with the relevant authorities.

11. Record Keeping

Winbeast maintains records of all KYC documentation, transaction histories, and monitoring activity in accordance with applicable data retention standards. Records are retained for a minimum period as required under relevant regulations following the end of a customer relationship, and may be retained for longer where required by law, regulatory request, or ongoing investigation. All records are stored securely and in accordance with our Privacy Policy.

Documentation submitted by players for KYC purposes is used solely for compliance, verification, and fraud-prevention purposes. It will not be shared with third parties except where required by law, by our regulatory obligations, or as authorised under our Privacy Policy.

12. Responsibility of Players

Players have a direct responsibility to assist Winbeast in meeting its AML/KYC obligations. By registering and transacting on winsbeast.co, you agree to:

• Provide accurate, truthful, and complete information at registration and at any subsequent verification request;
• Notify us promptly of any change to your personal details, including address or payment method;
• Respond to KYC requests in a timely manner — failure to provide required documentation within a reasonable timeframe may result in account restrictions or closure;
• Not use your Winbeast account to conduct transactions on behalf of any third party;
• Not deposit, wager, or withdraw funds derived from criminal activity;
• Not engage in any activity designed to circumvent transaction monitoring, including structuring deposits or withdrawals to avoid detection thresholds;
• Ensure that all cryptocurrency wallets used to transact with winsbeast.co are wallets you own and control.

13. Consequences of Non-Compliance

Winbeast takes AML/KYC non-compliance seriously. Where a player fails to meet their obligations under this Policy, or where our monitoring or review processes identify suspicious, fraudulent, or non-compliant activity, we may take any or all of the following actions:

• Request additional documentation and place a temporary hold on account activity pending receipt and review;
• Suspend or permanently close the account;
• Withhold or void any pending or recent withdrawals while an investigation is conducted;
• Void bonus balances, free spin winnings, or cashback entitlements associated with the account;
• Report the activity and all relevant information to the appropriate law enforcement, regulatory, or financial intelligence authorities;
• Retain funds where required by law or where we have reasonable grounds to believe they represent the proceeds of criminal activity.

Where account closure or forfeiture of funds results from a player's own non-compliance or misrepresentation, Winbeast accepts no liability for any resulting loss.

14. Internal Controls and Staff Training

Winbeast maintains a designated compliance function responsible for overseeing the implementation of this Policy, conducting ongoing risk assessments, reviewing and updating AML/KYC procedures, and ensuring that relevant personnel are appropriately trained. Our compliance function is responsible for:

• Reviewing and approving high-risk account decisions, including PEP onboarding and elevated withdrawal approvals;
• Filing suspicious activity reports with relevant authorities as appropriate;
• Conducting periodic audits of transaction monitoring outcomes and KYC documentation quality;
• Maintaining and updating our internal risk assessment framework in response to changes in player behaviour, payment methods, and the broader regulatory environment.

15. Responsible Gambling and AML Intersection

Winbeast recognises that problem gambling and financial vulnerability can, in some circumstances, intersect with AML risk indicators. An account displaying signs of disordered gambling — such as erratic deposit patterns, repeated rapid redeposits following losses, or sudden large increases in wagering activity — may also trigger enhanced due diligence review under this Policy.

Winbeast offers a range of responsible gambling tools to all players, including deposit limits, session limits, self-exclusion, and access to support resources. Players who are concerned about their gambling behaviour are encouraged to make use of these tools. For immediate support, please contact our 24/7 live chat team or email us at [email protected].

16. Contact and Escalation

If you have questions about this Policy, need to submit KYC documentation, or wish to raise a concern about the application of our AML/KYC procedures, please contact us through the following channels:

• Email: [email protected]
• Live Chat: Available 24/7 directly on winsbeast.co

KYC documentation should be submitted via the method specified in your verification request communication. Please do not send unsolicited copies of identity documents via unencrypted email channels unless specifically instructed to do so by our compliance team.

17. Policy Review

This AML/KYC Policy is reviewed on a regular basis and updated as necessary to reflect changes in applicable law, regulatory guidance, our licence conditions, and our internal risk assessments. The version published on winsbeast.co at any given time constitutes the current and operative version of this Policy. Players are advised to review this page periodically to remain informed of any updates.